CDE Account - BTG Pactual

Investments forBrazilians Abroad

Maintain your financial ties with Brazil. Invest, pay bills, and manage your wealth without borders.

Open CDE AccountTalk to an Advisor

What is a CDE Account?

The CDE Account (Domiciled Abroad Account) is designed for Brazilians non-residents in Brazil who wish to maintain a transactional and investment account in the country.

Transactions in Brazil

Pix, TED, bill payments and transfers. Keep your financial obligations in Brazil up to date, wherever you are.

Investments

Access to BTG Pactual CDB and private pension. Grow your wealth with competitive returns.

Virtual Card

Credit card with collateralized limit and dynamic CVV security for your online purchases in Brazil.

Who is the CDE Account for?

Ideal for Brazilians living abroad who need to maintain financial ties with Brazil

Real Estate Investors

Buying and selling properties in Brazil with ease for down payments, notary offices and taxes

Rental Income

Receive rental income from properties in Brazil and manage your earnings with ease

Family Support

Pay health insurance, medications and other expenses for family members in Brazil

Investors

Maintain investments in Brazil and take advantage of Brazilian market opportunities

Inheritances and Donations

Receive inheritances and donations with a specific account for non-residents

Business Transactions

Make various purchases and payments in Brazil with security and practicality

CDE Account Benefits

Everything you need to maintain your financial ties with Brazil

100% Digital Opening

Open your account from anywhere in the world, without bureaucracy and completely online

Zero Fee

No account opening or maintenance costs. Your money is yours

Unlimited Transactions

Pix, TED and bill payments without quantity limits

Direct Debit

Set up automatic debits and never worry about late payments

Secure Virtual Card

Card with dynamic CVV and collateralized limit for maximum security

Shared Account

Possibility to have a shared account with trusted people

How to Open Your CDE Account?

Simple and fast process in 4 steps

1

Acesse Abrir Conta

Inicie seu cadastro digital em poucos minutos através do portal da EQI Investimentos, com assessoria dedicada da Magrinelli em cada etapa.

Abrir conta agora
2

Envie os documentos solicitados

Toda documentação é enviada 100% online, com validação rápida pelo time de onboarding.

  • CPF
  • NIF (SSN ou NIE)
  • Declaração de Saída Fiscal do Brasil
3

Conta aberta

Após aprovação, sua CDE é liberada e você já pode operar em reais e dólares, investir no mercado internacional e manter acesso total à plataforma EQI Investimentos.

Tudo pronto para começar

Frequently Asked Questions about the CDE Account

Clear your doubts about investments for Brazilians abroad

Ready to get started?

Don't let distance be a barrier. Maintain your financial ties with Brazil through the BTG Pactual CDE Account with Magrinelli AI support.

Open CDE AccountTalk to an Advisor
Magrinelli Investimentos

Investment advisory for distinguished individuals and their families.

Investment Advisory Contracted by EQI Investimentos Securities Brokerage.

Contact

Av. Paulista, 302 - Bela Vista
São Paulo - SP, 01310-000, Brasil
[email protected]
Phone: +55 (11) 3336-6593
@magrinelliai

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© 2026 Magrinelli AI LTDA

All rights reserved

This website contains general information and does not constitute an offer, recommendation, or solicitation for investment.

REGULATION

MAGRINELLI AI Ltda. is an investment advisory firm duly registered with the Brazilian Securities and Exchange Commission (CVM), under CVM Resolution 178/2023. MAGRINELLI AI Ltda. operates in the financial market contracted by EQI INVESTIMENTOS, which can be verified on the CVM website or on the EQI INVESTIMENTOS CTVM S/A website (www.eqi.com.br > Compliance and Rules > B2B Investment Advisors). Under CVM legislation, the Investment Advisor cannot administer or manage investors' assets. Investment in stocks is a risk investment and past performance does not guarantee future returns. In derivatives operations, there is the possibility of losses greater than the amounts invested, which may result in significant asset losses. For information and questions, please contact your Investment Advisor. For complaints, please contact the EQI Investimentos Ombudsman at 0800-770-0190.

Service

MAGRINELLI AI operates as a representative of EQI Investments and all operations are executed through them.

Questions: Contact your advisor|Ombudsman: 0800 770 0190

Important Notices:

  • Investing in stocks is a risky investment and past performance is not a guarantee of future returns.
  • In derivatives operations, there is the possibility of losses exceeding the invested amounts, which may result in significant asset losses.

1. Company Identification

Magrinelli AI LTDA, CNPJ: 53.586.005/0001-04, headquartered at Avenida Paulista, 302 - Bela Vista, São Paulo - SP, 01310-000, Brazil, is an autonomous investment agent company duly registered with the Brazilian Securities and Exchange Commission (CVM), per CVM Resolution 16/2021. Technical Director: Carlos Guilherme Magrinelli Montanher.

2. Accreditation and Regulation

Magrinelli AI Ltda. operates in the financial market accredited to EQI Investimentos Securities Brokerage. Verification available at: www.cvm.gov.br • www.ancord.org.br • www.eqi.com.br

3. Operational Limitations

Under CVM legislation, the Autonomous Investment Agent cannot manage or administer investor assets. Magrinelli AI acts as an intermediary and depends on prior client authorization to execute financial market operations. Every operation requires explicit and informed investor consent.

4. Risk Disclosure

Stock investments are risky operations. Past performance is not a guarantee of future returns. In derivatives operations, there is the possibility of losses exceeding invested amounts, potentially resulting in significant asset losses. Clients should be fully aware of the risks involved before making investment decisions.

5. Non-Solicitation of Funds Policy

Magrinelli AI does not directly request deposits, transfers, or any form of financial resources. All operations must be conducted through accounts at regulated and authorized financial institutions.

6. Conflicts of Interest

Magrinelli AI operates under a performance-based compensation model, aligning its interests with those of clients. Any potential conflict will be disclosed clearly and transparently to clients in advance.

7. Privacy and Confidentiality Policy

Magrinelli AI commits to absolute confidentiality of client information. Personal and financial data are protected under Brazil's General Data Protection Law (LGPD) and CVM regulations. No information will be shared with third parties without explicit consent.

8. Contact for Information and Complaints

General Information: [email protected] • +55 (11) 3336-6593

EQI Investments Ombudsman: 0800-722-0048 (for formal complaints)

Regulators and Supervisory Bodies

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